Moving to Jacksonville
From New York.
New York is one of the biggest sources of new residents in Northeast Florida. The draws are familiar: no state income tax, more space for the money, a warmer climate and easy flights back to the city from Jacksonville International Airport.
Updated November 2026
Side by side
| New York | Jacksonville area | |
|---|---|---|
| State income tax | Yes (and New York City adds a city income tax) | None in Florida |
| Median home price | Varies widely by borough and county | $399,000 region; $345,000 Duval; $568,750 St. Johns (Sept. 2026) |
| Winters | Cold and snowy | Mild |
Jacksonville-area prices are NEFAR single-family medians for September 2026.
Taxes
Florida has no state personal income tax. If you make Florida your primary residence, the homestead exemption can reduce your home's taxable value by up to $50,000, and the Save Our Homes cap limits yearly increases in assessed value to 3% or inflation, whichever is lower. Property tax rates vary by county and city, so use our calculator for a specific address.
Insurance and flood
Homeowners insurance is a bigger line item in Florida than many newcomers expect. Get quotes on a specific address before you make an offer, ask about wind mitigation and roof age, and check the FEMA flood map, since flood insurance is separate.
Where to look
If you love older, walkable neighborhoods, start with San Marco, Riverside, Avondale and Ortega. If the ocean is the priority, look at the Beaches and Ponte Vedra Beach. For new construction with amenities, look at Nocatee, Seven Pines and EverRange.
How we help from a distance
We tour homes by live video, preview neighborhoods for you, and line up inspections and insurance quotes so a single scouting trip goes further.
Talk with Carrie
Questions about Moving to Jacksonville from New York? Tell us what you're looking for and we'll follow up personally.
Frequently asked questions
Does Florida have a state income tax?
No. Florida has no state personal income tax, which is a major reason many people relocate here.
How much is the Florida homestead exemption?
Up to $50,000 off the taxable value of a primary residence, with the second $25,000 not applying to school taxes. You apply with the county property appraiser, usually by March 1.
Where do New Yorkers like to live in Jacksonville?
It depends on lifestyle. Buyers who want walkable historic streets often start in San Marco or Riverside; those who want the ocean look at the Beaches and Ponte Vedra Beach.
Keep exploring
Sources
Information is for general guidance as of November 2026 and can change. Confirm prices, taxes, school assignments, HOA and CDD fees, and flood zones for a specific address before you buy.