Moving to Jacksonville
From New Jersey.
Many buyers from New Jersey are looking for lower property and income taxes and a slower pace without giving up the coast. Northeast Florida offers beach towns, river neighborhoods and new master-planned communities.
Updated November 2026
Side by side
| New Jersey | Jacksonville area | |
|---|---|---|
| State income tax | Yes | None in Florida |
| Property taxes | Among the highest in the country | 13.5 to 19.5 mills locally before exemptions |
| Median home price | Varies by county | $399,000 region (Sept. 2026) |
Jacksonville-area prices are NEFAR single-family medians for September 2026.
Taxes
Florida has no state personal income tax. If you make Florida your primary residence, the homestead exemption can reduce your home's taxable value by up to $50,000, and the Save Our Homes cap limits yearly increases in assessed value to 3% or inflation, whichever is lower. Property tax rates vary by county and city, so use our calculator for a specific address.
Insurance and flood
Homeowners insurance is a bigger line item in Florida than many newcomers expect. Get quotes on a specific address before you make an offer, ask about wind mitigation and roof age, and check the FEMA flood map, since flood insurance is separate.
Where to look
Shore-town buyers usually feel at home in Atlantic Beach, Neptune Beach or St. Augustine Beach. For larger lots and new homes, look at St. Johns County communities like RiverTown, Bartram Ranch and SilverLeaf.
How we help from a distance
We tour homes by live video, preview neighborhoods for you, and line up inspections and insurance quotes so a single scouting trip goes further.
Talk with Carrie
Questions about Moving to Jacksonville from New Jersey? Tell us what you're looking for and we'll follow up personally.
Frequently asked questions
Does Florida have a state income tax?
No. Florida has no state personal income tax, which is a major reason many people relocate here.
How much is the Florida homestead exemption?
Up to $50,000 off the taxable value of a primary residence, with the second $25,000 not applying to school taxes. You apply with the county property appraiser, usually by March 1.
Are property taxes lower in Florida than New Jersey?
Usually, yes, especially with the homestead exemption and Save Our Homes cap on a primary residence. Rates here range from about 13.5 to 19.5 mills depending on where you buy.
Keep exploring
Sources
Information is for general guidance as of November 2026 and can change. Confirm prices, taxes, school assignments, HOA and CDD fees, and flood zones for a specific address before you buy.