Moving to Jacksonville
From Chicago.
Buyers from the Chicago area often come for the weather, the coast and Florida's lack of a state income tax. Jacksonville is a big, spread-out city, so choosing the right part of town matters more than in most places.
Updated November 2026
Side by side
| Chicago | Jacksonville area | |
|---|---|---|
| State income tax | Yes (Illinois flat rate) | None in Florida |
| Winters | Cold, snowy | Mild |
| Median home price | Varies widely | $399,000 region (Sept. 2026) |
Jacksonville-area prices are NEFAR single-family medians for September 2026.
Taxes
Florida has no state personal income tax. If you make Florida your primary residence, the homestead exemption can reduce your home's taxable value by up to $50,000, and the Save Our Homes cap limits yearly increases in assessed value to 3% or inflation, whichever is lower. Property tax rates vary by county and city, so use our calculator for a specific address.
Insurance and flood
Homeowners insurance is a bigger line item in Florida than many newcomers expect. Get quotes on a specific address before you make an offer, ask about wind mitigation and roof age, and check the FEMA flood map, since flood insurance is separate.
Where to look
If you like Chicago's neighborhood feel, start with San Marco, Riverside and Avondale. For suburban space and newer homes, look at Fruit Cove, Nocatee and SilverLeaf. For the beach, start with Jacksonville Beach and Atlantic Beach.
How we help from a distance
We tour homes by live video, preview neighborhoods for you, and line up inspections and insurance quotes so a single scouting trip goes further.
Talk with Carrie
Questions about Moving to Jacksonville from Chicago? Tell us what you're looking for and we'll follow up personally.
Frequently asked questions
Does Florida have a state income tax?
No. Florida has no state personal income tax, which is a major reason many people relocate here.
How much is the Florida homestead exemption?
Up to $50,000 off the taxable value of a primary residence, with the second $25,000 not applying to school taxes. You apply with the county property appraiser, usually by March 1.
Is Jacksonville a big city?
By land area it is one of the largest cities in the continental United States, so commute times can vary a lot by neighborhood. We help you map your commute before you choose.
Keep exploring
Sources
Information is for general guidance as of November 2026 and can change. Confirm prices, taxes, school assignments, HOA and CDD fees, and flood zones for a specific address before you buy.