Moving to Jacksonville
From California.
California buyers often find they can get more home, a coastal lifestyle and no state income tax in Northeast Florida. The biggest adjustments are insurance, humidity and hurricane season.
Updated November 2026
Side by side
| California | Jacksonville area | |
|---|---|---|
| State income tax | Yes | None in Florida |
| Median home price | Among the highest in the country | $399,000 region (Sept. 2026) |
| Natural hazards | Wildfire and earthquake | Hurricanes and flooding |
Jacksonville-area prices are NEFAR single-family medians for September 2026.
Taxes
Florida has no state personal income tax. If you make Florida your primary residence, the homestead exemption can reduce your home's taxable value by up to $50,000, and the Save Our Homes cap limits yearly increases in assessed value to 3% or inflation, whichever is lower. Property tax rates vary by county and city, so use our calculator for a specific address.
Insurance and flood
Homeowners insurance is a bigger line item in Florida than many newcomers expect. Get quotes on a specific address before you make an offer, ask about wind mitigation and roof age, and check the FEMA flood map, since flood insurance is separate.
Where to look
For a coastal lifestyle, look at Ponte Vedra Beach, the Jacksonville Beaches and Amelia Island. For newer homes with resort-style amenities, look at Nocatee, SilverLeaf and Seven Pines. For older homes with character, start in San Marco and Riverside.
How we help from a distance
We tour homes by live video, preview neighborhoods for you, and line up inspections and insurance quotes so a single scouting trip goes further.
Talk with Carrie
Questions about Moving to Jacksonville from California? Tell us what you're looking for and we'll follow up personally.
Frequently asked questions
Does Florida have a state income tax?
No. Florida has no state personal income tax, which is a major reason many people relocate here.
How much is the Florida homestead exemption?
Up to $50,000 off the taxable value of a primary residence, with the second $25,000 not applying to school taxes. You apply with the county property appraiser, usually by March 1.
What surprises California buyers most?
Usually homeowners insurance and flood zones. Get quotes on a specific address early, and plan for hurricane season, which runs June through November.
Keep exploring
Sources
Information is for general guidance as of November 2026 and can change. Confirm prices, taxes, school assignments, HOA and CDD fees, and flood zones for a specific address before you buy.