The three Beaches
Jacksonville, Atlantic and Neptune.
Jacksonville Beach, Atlantic Beach and Neptune Beach are three separate cities side by side on the ocean in Duval County. They share Duval County Public Schools and an easy ride to Mayo Clinic and the Town Center, but each has its own pace and tax rate.
Updated November 2026
Side by side
| Jacksonville Beach | Atlantic Beach | Neptune Beach | |
|---|---|---|---|
| Pace | Liveliest: pier, nightlife, events | Quiet and residential, with a town center | Small and walkable, residential |
| Homes | Many condos plus cottages and single-family | Mostly single-family, some oceanfront estates | Mostly single-family on beach streets |
| Tax rate (2025) | 18.4452 mills | 17.2004 mills | 17.8161 mills |
| Town center | Pier and SeaWalk Pavilion area | Beaches Town Center (shared) | Beaches Town Center (shared) |
| Schools | Duval County Public Schools | Duval County Public Schools | Duval County Public Schools |
Tax rates are before exemptions.
How to choose
If you want energy and walkable restaurants, start in Jacksonville Beach. If you want a quieter street a few blocks from the sand, look at Atlantic Beach and Neptune Beach, which meet at the Beaches Town Center.
Before you buy
Check flood zone and elevation on every address, and review short-term rental rules if you plan to rent. Condo buyers should review reserves and recent inspections.
Talk with Carrie
Questions about Jacksonville Beach vs. Atlantic Beach vs. Neptune Beach? Tell us what you're looking for and we'll follow up personally.
Frequently asked questions
Are the Beaches part of Jacksonville?
They are in Duval County, but Jacksonville Beach, Atlantic Beach and Neptune Beach are each their own city with their own government and tax rate.
Which beach town has the lowest property tax rate?
Atlantic Beach had the lowest 2025 rate of the three at 17.2004 mills, followed by Neptune Beach at 17.8161 and Jacksonville Beach at 18.4452.
Where is the Beaches Town Center?
At the end of Atlantic Boulevard, where Atlantic Beach and Neptune Beach meet.
Keep exploring
Sources
Information is for general guidance as of November 2026 and can change. Confirm prices, taxes, school assignments, HOA and CDD fees, and flood zones for a specific address before you buy.